Crop Insurance

Crop Insurance is evolving, is your agent keeping up? Email crop@insuringyourfuture.comcreate new email for more information on the products below.

Federal Crop Insurance provides farmers with subsidized yield and revenue protection against most weather related causes of loss, as well as insect damage, plant disease, wildlife destruction and more! Federal Products include:

1. Revenue Protection
2. Yield Protection
3. Actual Production History
4. Whole Farm Revenue Protection
5. Dairy Revenue Protection
6. Livestock Gross Margin
7. Dollar Plan
8. Supplemental Coverage
9. Pasture, Rangeland, and Forage- Rainfall Index
10. Some add on benefits:
    1. Prevent Plant Coverage
    2. Replant Coverage
    3. Yield Adjustment, Yield Exclusion, Yield Cup, and Trend Adjusted Yield
11. Unit Structures:
    1. Enterprise Units- Group all of your FSA Farm Numbers together and save money
    2. Optional Units- Keep all of your FSA Farm Numbers separate and collect claims on individual farms.
    3. Multi-County Enterprise Unit- If you farm in two or more counties but only qualify for Enterprise Units in one county, you can group the one farm in the other county into your existing Enterprise Unit and save money.

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Private Insurance Products Include:

1. opens in a new windowRevenue Accelerator Max Protection (RAMP)– Add more value to your crop insurance and stack that protection at the top half of your bushels which are most vulnerable to loss.
2. opens in a new windowProduction Cost Insurance (PCI)opens PDF file – What if you could have a 100% guaranteed return on your actual costs of seed – fertilizer – chemical? PCI is your answer!
3. opens in a new windowHail Coverageopens PDF file – Covers for hail damage, fire, coverage while in transit to first place of storage, and coverage while in your own storage.
4. opens in a new windowWind Coverageopens PDF file – Pays for unrecoverable ears due to excess wind, can even add on coverage for extra harvest expense.
5. opens in a new windowReplant Premier and/or  opens in a new windowReplant Optionopens PDF file – Additional replant coverage, coverage for early planting, pays for the first acre replanted.
6. opens in a new windowHail, Wind, and Replant Bundleopens PDF file
7. opens in a new windowRain Selectopens PDF file – Cover against lack of rainfall or excessive rainfall.
8. opens in a new windowHeat Selectopens PDF file – Cover against damage degree units  due to heat stress around pollination.

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Additional Services Provided:

1. Grain Marketing Services- Daily grain marketing call, daily grain marketing outlook email, and Third Thursday Marketing Webinar Meetings.
2. Precision Crop Insurance Solutions- Use your precision farming data for required crop reporting and claims, providing a seamless experience from accurate data collection to claims settlement and everything in between.
3. Map Books and record keeping- Complimentary map books for acreage report accuracy and field work record keeping.
4. The Optimizer- Is your unit structure profitable? Let us run your production history through the Optimizer and see which plan is right for you!

 

Once again, crop insurance is evolving, is your current risk management adviser keeping up? Morrissey Insurance is, so what are you waiting for, give us a call or email crop@insuringyourfuture.comcreate new email for more information.

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Non-Discrimination statement:

For additional information please visit:

http://www.rma.usda.gov/web/nondiscrim.html

http://www.usda.gov/wps/portal/usda/usdahome?navtype=FT&navid=NON_DISCRIMINATION